I have sufficient knowledge and experience in financial and business matters to make me capable of evaluating the merits and risks of a prospective investment.

I am an individual with > $200,000 earned income (or > $300,000 together with a spouse) in each of the prior two years, and reasonably expect the same for the current year.

I am an individual with > $1 million net worth, either alone or together with a spouse (exclusive of my primary residence).

I represent a corporation, trust, or non-profit organization with total assets in excess of $5,000,000.